Groundwork Counseling Rates & Information
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Questions To Ask Your Insurance Provider Prior To Counseling
If you would like to investigate the possibility of reimbursement for out-of-network coverage, please check your policy carefully and ask the following questions of your provider:
- Do I have mental health benefits?
- What is my deductible and has it been met?
- How many mental health sessions per calendar year does my insurance plan cover?
- How much does my plan cover for an out-of-network mental health provider?
- How do I obtain reimbursement for therapy with an out-of-network provider?
- What is the coverage amount per therapy session?
- Is approval required from my primary care physician?
Counseling Appointment Information
All sessions are 50 minutes in length unless other arrangements have been made with your counselor. We offer 75 minute sessions, for an additional fee.
At GroundWork Counseling, therapy is typically attended once a week, but depending on the individual and their unique situation it can be more or less frequent.
Our office hours at GroundWork Counseling are by appointment only.
We offer normal business hour appointments, as well as evening hours.
Session Rates: $125 – $175 per 50 minute session
(Fee Is Dependent Upon Provider)
We currently do not accept insurance – GroundWork Counseling is considered an out-of-network provider, which means that we do not bill insurance companies directly, and all services are paid for privately. We are happy to provide our clients with appointment receipts, so that they may seek potential reimbursement through their insurance, however, we do not guarantee reimbursement.
Accepted Forms Of Payment
GroundWork Counseling accepts all major credit cards, cash, checks, and health savings debit cards.
Why Consider Paying Privately or “Out of Pocket”?
In order to have therapy services covered under insurance, a mental health diagnosis must be made. This information then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance, specific occupations, or health insurance later on.
Many clients choose not to involve insurance companies in their mental health care. Their counseling is not limited by the diagnosis, treatment plan or session limits that health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. Many insurance companies do not cover couples/relational or family therapy. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company often will request a significant amount of information about you in order to be covered. The insurance company can review all of your records at their discretion.
By paying privately or out of pocket, your records are exempt from insurance reporting. We are able to assure private pay clients the highest degree of privacy, flexibility, and control of their mental health record allowed by Florida state law. At GroundWork, we work collaboratively with our clients to decide how often you should attend therapy, and you decide what you want to focus on. This allows you have the control, not the insurance company. Many insurance companies require a deductible to be met before they start paying for mental health coverage, so you may be paying out of pocket anyway. Learn More About The Benefits of Paying Privately
Out Of Network Benefits
GroundWork Counseling is considered an out of network provider, which means that we do not bill insurance companies directly. Your counseling services may be eligible for reimbursement through out-of-network benefits, medical spending, or health care savings accounts. Health insurance plans and benefits vary. If you are interested in using your health insurance to see one of our counselors, please call your insurance provider to inquire about reimbursement for out-of-network counseling services (see below for questions to ask your insurance company).
Upon request, GroundWork Counseling will provide you with a receipt at the end of each session, which you can then submit to your insurance company for possible out-of-network coverage/reimbursement.
Learn More About The Benefits of Paying Privately
Visit our FAQ Page for a complete list of frequently asked questions.